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On top of that, customers for this sort of plan can have severe lawful or criminal histories. It is essential to keep in mind that various providers provide a series of issue ages on their assured issue plans as low as age 40 or as high as age 80 - final expense insurance benefits. Some will also provide greater stated value, up to $40,000, and others will allow for much better survivor benefit problems by enhancing the rates of interest with the return of premium or reducing the variety of years up until a complete death benefit is readily available